Pashu Kisan Credit Card Yojana 2024: Farmers will get a loan of Rs 1.6 lakh for animal husbandry

Pashu Kisan Credit Card Yojana 2024

Agriculture and animal husbandry have been given an important place in India. Due to the poor financial condition of the farmers, farmers have to sell their animals or farmers have to face lack of money to take care of the animals. In view of all these problems, the Haryana government has launched the “Pashu Credit Card Scheme” for farmers. This scheme is beneficial for those farmers who do animal husbandry along with farming.

Objective of Pashu Kisan Credit Card Yojana

The main objective of Pashu Kisan Credit Card Yojana is to provide financial assistance to farmers for animal husbandry. Under this scheme, farmers are given a loan amount of Rs 1,60,000 so that they can take care of their animals, health, and meet other needs of the animals.

Benefits of Pashu Kisan Credit Card Yojana

1. Loan amount

Under the Pashu Kisan Credit Card Yojana, farmers are given an amount of Rs 1,60,000 as a loan.

2. Less Interest rate

The interest rate on the amount given in this scheme is up to 7% which is low, which helps the farmers in getting financial assistance

3. Payment in installments

The loan amount given to the farmers is transferred to the farmer’s bank account in 6 installments, which provides financial assistance to the farmers for animal husbandry

4. Repayment period

Whatever loan amount is given to the farmers in the form of loan, the farmers have to return it within a year. If the farmer does not return this amount, then he will not get the loan amount again next year and the interest also increases.

Pashu Kisan Credit Card Yojana Eligibility

Some eligibility criteria have been set to avail the benefits of this scheme:

Eligibility Criteria	Description
Permanent Resident	The applicant must be a resident of Haryana state.
Experience in Animal Husbandry	The applicant must have their own livestock.
No Connection to Government Positions	The applicant must not be employed in any government or political position.
Insurance and Health Card	All livestock for which a loan is sought must have insurance and health cards.

Documents required for Pashu Kisan Credit Card Yojana

These documents are necessary to apply:

 

Application process for Pashu Kisan Credit Card Yojana

Farmers have to follow the following process to apply under Pashu Kisan Credit Card Yojana:

Process Step	Description
Obtain Application Form from Bank	Visit your nearest bank to obtain the application form.
Fill Out the Form	Complete all necessary information in the application form.
Attach Documents	Attach certified copies of the required documents with the application form.
Submit to the Bank	Submit the application form and documents to the bank.
Receive Credit Card	The bank will provide the credit card within 10 to 15 days. You can use this card to obtain a loan.

Importance of Pashu Kisan Credit Card Yojana

Pashu Kisan Credit Card Yojana is not just a financial scheme, it is a plan to bring a significant change in the lives of farmers. In this, financial facilities are provided to the farmers so that they can improve the field of agriculture and animal husbandry and also improve their financial condition, so that they can also take care of animals.

Conclusion

Pashu Kisan Credit Card Yojana This scheme helps to make farmers self-reliant and provides better opportunities to strengthen their economic condition and do animal husbandry. If you are a farmer and you are interested in animal husbandry, then you can take advantage of this scheme and you can also secure your future under this scheme.

Through this scheme, the government hopes that the farmer will become self-reliant and strengthen his financial condition so that he can do agriculture and animal husbandry in a better way. Under the Pashu Kisan Credit Card Yojana, the farmers can operate the work for animal husbandry in a better way with the amount given to them.

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FAQ

What is Pashu Kisan Credit Card Yojana?

This scheme provides an amount of Rs 160000 to farmers for animal husbandry so that they can do business of their animals in a better way

How much loan amount is available under this scheme?

Under this scheme, farmers are provided a loan of Rs 1,60,000

Is any security required?

Loan up to Rs 1.6 lakh is given without any security.

Who is eligible for this scheme?

To be eligible for this scheme, you must be a resident of Haryana and you should not work in any government or political post, only then you can avail the benefits of the scheme

What is the application process?

To apply, farmers have to go to their nearest bank and fill the application form and submit it and within 10 to 15 days after checking your documents, the loan amount will be deposited in your account.

What documents are required under this scheme?

Required Document	Description
Aadhaar Card	Aadhaar card is required.
Bank Account Passbook	A copy of the passbook is necessary for bank account details.
Details of Number and Type of Livestock	Provide clear details of the number and type of livestock.
Insurance and Health Card of Livestock	A copy of the insurance and health card for the livestock requiring a loan is mandatory.
Passport Size Photo	Passport-sized photos are required for the application.
Proof of Residence	A certificate for proof of residence of the applicant.
Mobile Number Linked to Aadhaar	A mobile number linked to the Aadhaar card is necessary.

Which animals come under this scheme?

Type of Livestock	Description
Cows	Useful for milk production.
Buffaloes	High milk-producing breed.
Goats	Raised for meat and milk production.
Sheep	Raised for wool and meat.
Pigs	Raised for meat production.
Other Livestock	Includes other types of domestic animals.

Are there any special conditions for repaying the loan?

The conditions for repaying the loan are set by the bank and the interest rate is reduced if the loan is repaid on time.

In how many days does the loan get approved?

After applying, your loan amount is deposited in your account within 10 to 15 days after checking the documents submitted by you.

If a farmer does not have animal insurance, can he apply?

If a farmer does not have animal insurance and health card, then he will not be able to avail the benefits of this scheme.